How to Estimate Your Property’s Current Value
Learn how to estimate your property’s current value with tips on market trends, home improvements, and professional valuation methods.
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Refinancing is the helpful process of taking out a new loan to repay an existing loan- often because there has been a sudden change in your financial situation or because you’re looking for a better deal on your home loan.
If you’re looking to finance your home or business, you can easily get 24/7 access to the same tools that leading lenders and mortgage brokers use. At Rateseeker, we help you compare home loan rates and refinance home loans across 30+ Australian lenders.
No annoying sign-ups or emails required to see results. Only when you’re ready, easily qualify for a refinance home loan with us and start saving today!
Refinancing is the helpful process of taking out a new loan to repay an existing loan- often because there has been a sudden change in your financial situation or because you’re looking for a better deal on your home loan.
Refinancing your mortgage allows homeowners to acquire loans with better interest rates or additional features that better their new financial situation. With home loan rates currently at an all-time low, a refinance home loan may be a lucrative option to improve your future financial situation.
Some homeowners refinance a mortgage to turn real estate equity into cash for home renovations, make other investments, or finance a well-deserved holiday. Borrowers may also take out new home loans to simplify their finances by combining their multiple, high-interest debts into a single, lower-interest loan. Whatever your unique requirements, our qualified mortgage experts at Rateseeker can help you fully understand the upsides and downsides of refinancing your home loan. We will assess if refinancing your mortgage is the right decision for you and help calculate, and lock down a better deal on your home loan with ease.
→ Learn more: Calculate your repayments accurately
The best time for you to get a refinance home loan depends on your personal and financial circumstances, as well as your refinancing goals. Consider the following questions:
Whatever your goals, our mortgage experts can help clarify your goals to better find the best refinance product that suits your lifestyle.
If you believe that you are paying too much for your current home loan, or the interest fees, ongoing fees, and the features offered by another lender may suit your financial goals more, refinancing your mortgage is worth considering.
It’s important to note that if you have less than 20% equity in your property, you may be required to pay Lenders Mortgage Insurance (LMI) when you start refinancing- even if you had already paid LMI previously when you applied for a loan with a low deposit.
→ Comparing home loan products? Use our easy-to-use calculators to find the best loan for you.
It is our goal to make refinancing your home loan simpler for every Australian. Our mortgage specialists have access to a comprehensive list of home loan refinance products from Australia’s leading national banks and top lenders. As a result, we do our utmost to help borrowers to secure lower interest rates, consolidate debt or cash out some equity from their current property.
By partnering with Rateseeker, you get a licenced expert on your side to better help you secure the most beneficial refinance rates available. We provide expert advice, helping you compare today’s mortgage rates from top Australian lenders, so you choose the refinance home loan product that suits your lifestyle and financial capabilities.
For more information about our services, head on over to our FAQs. We’ll be more than happy to answer all your questions.
Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.
As a founder of Ardent Capital Group, Nick Chong brings more than 12 years of financial planning and mortgage broking experience. This, together with his strong economics background, gives him the expertise to lead his handpicked talented team of advisers.
Learn how to estimate your property’s current value with tips on market trends, home improvements, and professional valuation methods.
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