Property Selling Cost Calculator

Find out the cost or identify which areas you can save.

Work out how much it cost to sell your property

When selling a property, it can be very time consuming which is why most sellers will engage a real estate agent to help with the sale. Real estate agent commission and listing fees are not the only costs you have to consider when selling your home. There are other costs such as a discharge fee from your existing lender, government fees and removalist costs.

To understand your ‘true’ cost of selling your property is very simple if you use the property selling calculator. All you need to do is enter all the fees to find out the cost of selling your home or to identify which areas you can save in, especially if you decide to sell your property without the help of a real estate agent.

FAQs about this Calculator

  • How to use the property selling costs calculator?

    Using the property selling calculator is quite intuitive. It requires you to enter in certain information related to the selling of your home, including:

    • Sale price of property
      This is how much you think you can sell your property for. This can be quite hard to do but if in doubt, you can request an indicative selling price from your local real estate agent or request property report from your mortgage specialist.

    • Agent commission
      Real estate agents generally charge a commission which is calculated as a percentage of the sale to help you sell your property. This commission is not set in stone and varies from state to state. Below is an average of how much selling agents typically charged. (based on Agent select comparison)
      • New South Wales: 2.11%
      • Victoria: 2.13%
      • Queensland: 2.47%
      • ACT: 2.18%
      • Western Australia: 2.45%
      • South Australia: 2.07%
      • Tasmania: 3.26%
      • Northern Territory: 2.68%

    • Agent advertising cost
      Not all real estate agents include marketing and advertising cost in their commission. You can obtain this information directly from your selling agent otherwise the recommended budget is typically around $5,000 – $9,000 depending on the selling price.

    • Auction Cost
      This refers to hiring an auctioneer to facilitate the sale during the auction and the fee can range anywhere from $0 to $625. You can inquire the auction fee with your selling agent.

    • Prepayment Fee
      When selling your property, you are paying off your existing home loan secured by the property. If your home loan is fixed, lenders may charge you a break cost or prepayment fee. You will need to speak to your lender to work out if there are any prepayment or break cost fee. The prepayment or break cost fee will form part of your payout figure provided by your existing lender.

    • Settlement Fee
      Your existing lender may charge a discharge fee ($150 to $500) to cover the administration cost. The settlement fee will form part of your payout figure provided by your existing lender.
    • Early exit fee
      This fee is akin to deferred establishment fee where some lenders may charge additional fee if you pay off your home loan in full within a specified period. The deferred establishment fee was abolished on 1st July 2011 on all new loans, so it is unlikely this fee is applicable to you.

    • Mortgage Registration fees
      This fee is to registers your property as the physical security for your home loan. The registration fee typically costs between $116 and $187.

    • Solicitor & Conveyancing
      Buyers is likely to engage a solicitor or conveyancer to help with drafting up sale contracts for your property. The legal fees vary significantly ranging from $600 to $1500 plus disbursement.

    • Removalist costs
      These are costs you need to consider if you are moving into another property after the sale. This cost is discretionary because you can save money by doing it yourself or with the help from friends and family. If you do choose to hire removalists, the cost will vary depending on where you’re moving from and to. For example, Sydney removalists charges around $90 -150 per hour and can take anywhere between 4 to 6 hours to finish. This cost is not applicable if you are selling your investment property.

    • Settling cost / Outstanding debts
      This refers to any outstanding bills such as water rates, electricity, strata fees (if applicable) etc.

    • Others
      This field is for other expenses that you may wish to consider such as capital gain tax if you are selling an investment property or any other expenses that you wish to consider

    While some of these costs are nominal, others are not and using a property selling calculator allows you to estimate just how much selling your home will cost you.

  • Do I have to pay anything else besides commission to the real estate agent?

    If you are using a real estate agent, there is a chance that you may need to pay other fees such as advertising fees and auction fees.

    Advertising costs can include (non-exhaustive):

    • Sale signs
    • Open house signs
    • Property listing in newspapers and property website (, etc.)

    Auction costs can include (non-exhaustive):

    • Extra marketing for the auction
    • An auctioneer
    • Extra help on auction day

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