A pre-approval, put simply, is an indication of your borrowing ability. A pre-approval is a good way to understand how much you can borrow with a particular lender. However, it is not an indicator that will guarantee a mortgage offer.
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What is an Offset Account? An Offset Account is a separate savings account linked to your home loan (both within the same bank/lender) where you can make...
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What is a guarantor? A guarantor is a person who offers their property as additional security for the borrower’s home loan application. The guarantor does...
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What is LMI? Lenders Mortgage Insurance or LMI, as the name suggests, is insurance for lenders. Lenders hedge their bets on all loans by using...
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Any calculations or estimated savings do not constitute an offer of credit or a credit quote and are only an estimate of what you may be able to achieve based on the accuracy of the information provided. It doesn’t take into account any product features or any applicable fees.
*2.99% Interest rate based on an Owners Occupied, Principal and Interest, 3 years fixed period, minimum loan size of $300,000, maximum LVR of 80%, over a 30 year term. Eligibility subject to servicing requirements, contact one of our specialised mortgage brokers for more information.
^4.19% Comparison rate based on a loan of $150,000 over a 25 year term. WARNING: The comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan.