What is a Mortgage Registration Fee?

What is a Mortgage Registration Fee?

This fee applies when you register the physical property as the security on a home loan. (Purchase and refinance) This is important because it allows buyers to check if there are any claims on the existing property. The fee is paid when a home loan is established or when it’s discharged. The cost of the mortgage registration fee varies from state to state. Here’s what you can expect to pay:

  • ACT: $153
  • NSW: $143.50
  • NT: $149
  • QLD: $192
  • SA: $170
  • TAS: $135.09 to register, $167.48 to discharge
  • VIC: $119.70
  • WA: $174.70

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