Seek a sharper home loan rate with Rateseeker

We negotiate home loan rates as low as

6.04 % P.A. Discounted Variable ^*

6.05 % P.A. Comparison rate^{^}

Interest Rates are indicative only as of 26th Sept 2024

Seek a sharp home loan

Find the best home loan for your specific needs

Make better financial decisions while protecting your credit rating

Receive free expert advice from experienced mortgage brokers

Simple three step process

Step 1 Tell us what you need help with
Step 2 Compare low home loan rates
Step 3 Seek approval

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Mortgage Broker & Adviser Sydney

We negotiate lower home loan rates from 30+ lenders

Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.

See what our customers have to say

180+ Reviews on

Manojkumar Dundigalla

23 September 2023

I have being using there service since 2015 and happy with their service. Nick & Jason provide great customer experience besides guiding with excellent professional advice. I highly recommend for anyone who are planning meet achieve their financial commitments like home loans.

Daniel B

21 September 2023

Great experience, Nick and Kevin helped me refinance my loan, laid out options and explained in depth to me based on my situation and was always available to answer questions

Lily Nguy

21 September 2023

I had an outstanding experience working with Kevin and Nick. They were incredibly attentive, helpful, and consistently went above and beyond to assist me in securing the best mortgage deal. Their dedication and expertise made the entire process smooth and stress-free. I highly recommend their services to anyone in need of a mortgage broker who truly cares about their clients' financial well-being.

Ben N

20 September 2023

Both Jason and Kevin have been a tremendous help along the way in helping us find the most competitive rates and handling the entire process start to finish. They are professional yet down to earth and I would rate their service 11/10. Don't hesitate to get in touch with the team at Rateseeker. You're in good hands.

Richard N.

19 September 2023

The team were very personable and their passion for their work was palpable. We were given high quality customer service the entire time as they guided us through the process of financing for our first property.

Tennille Rhodes

28 August 2023

After dealing with several brokers in the past Nick and his team were very helpful and great to deal with. Will be using their services again in future if needed.

Morteza Saffari

24 August 2023

I can't thank my broker Jason enough for his exceptional support throughout out home-buying journey. His deep knowledge of the market, tireless dedication, and impeccable communication skills made the process incredibly smooth. He listened to our preferences and concerns, always going above and beyond to find properties that matched out needs. His guidance during negotiations was invaluable, and I truly felt like he had out best interests at heart. Thanks to my broker, we now have our dream home and a wonderful experience to remember. I enthusiastically recommend his services to anyone in need of a top-notch real estate broker.

Julia Lo

22 August 2023

Great customer service..

Meet one of our experts

Director Nick Chong

As a founder of Ardent Capital Group, Nick Chong brings more than 12 years of financial planning and mortgage broking experience. This, together with his strong economics background, gives him the expertise to lead his handpicked talented team of advisers.

Meet the rest of our team

Get in touch and seek out the right home loan for you

Our Story

Our goal is to give you a clear picture of you current financial state to get you closer to that dream home purchase.

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Meet The Team

With 20+ years of experience, we have put together an online comparison tool that helps you make better financial decisions, putting you back in the driver’s seat.

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We are experts at finding the right home loan for you. Speak to one of our experienced mortgage specialist for personalised help today.

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