About Us - Our Story
With our collective experience of more than 20+ years in mortgage broking, we have finally put together an online comparison tool that can help you make better financial decisions putting borrowers back in the driver seat.
How we came about.
We started Rateseeker to help Australians find the right home loan to purchase their dream home. We understand that the process of purchasing a house can be daunting, confusing and disheartening. So we’re on a mission to empower Aussies by educating them along the way. We make sure you know exactly what you need to do to get that dream home you’ve been waiting for.
Our online approach provides you with an estimate on how much you need to borrow to buy the property you always wanted. In the end, our goal is to give you a clearer picture of your current financial state, and as much help as possible to get closer to that dream home. Our brokers are also always available to help you out.
Meet the Team
As a founder of Ardent Capital Group, Nick Chong brings more than 12 years of financial planning and mortgage broking experience. This, together with his strong economics background, gives him the expertise to lead his handpicked talented team of advisers. More than anything, Nick believes education is key to making sound financial decisions and should be shared, which is why he has spent years training and managing mortgage brokers to provide the right advice to clients. Nick's qualifications include Bachelor of Agriculture Economics, Advance Diploma in Financial Planning, Diploma in Mortgage Management, Certificate IV in Mortgage Broking and Masters in Applied Finance.
Holly BroganMortgage Specialist
Holly is an experienced Sales Leader with a sound knowledge of the Mortgage and Finance industry with 10+years experience in banking, finance and mortgages. She is passionate about developing high performing individuals, teams, and cultures to deliver exceptional results for both the business and its customers. Holly’s objective is to find suitable solutions for all her client's financial needs for Business and Personal requirements. She enjoys going above and beyond and believes that if you can understand a clients purpose, attain a vision of their values, help build trust through delivering solutions, then that client will become an advocate for you, and help build success.
Jason ChongMortgage Specialist
Prior to joining Ardent Capital Group, Jason has been in the Finance industry for over 15 years and began his career at one of the Australia's Big Four banks. Bringing across a wealth of experience from various roles including credit assessment, accounts management and has proven track record in automotive finance. Jason holds an Advanced Diploma in Financial Market and Diploma in Mortgage Broking Management.
Phong TracMortgage Specialist
Prior to joining Ardent Capital, Phong held senior roles at some of Australia’s largest blue chip companies such as Coca-Cola Amatil, Woolworths Limited and Foxtel before founding White Oak Financial, a boutique consumer finance company. He excelled in the areas of commercial finance, risk assessment, strategy development and has a proven track record in financial control & management. This solid background and experience allows Phong to see his role as both an adviser and a financial partner to his clients, and works closely with them to realise their financial goals whether they are new to the market or seasoned property owners. Phong holds a Masters in Business Administration from Australia’s top Business School and is further supplemented by a Diploma in Mortgage Broking.
Timothy LouBroker Support Assistant
Timothy is a young, aspiring University student at UTS majoring in Interactive Design with a Diploma in Networking and a keen interest in finance and design. The major’s focus on human centred design has given him experience in liaising with clients and gaining insights into their specific needs, creating something both intuitive and personalised. Equipped with this Timothy offers an attentive and detailed service between clientele and his fellow brokers. He firmly believes in the importance of customer service and creating a streamlined process between client and broker with the ultimate goal of building a personal, successful relationship and attaining client’s needs.
We negotiate lower home loan rates from 30+ lenders
Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.