How to refinance your home like a pro
Thinking about refinancing your home and need the full scoop? Read our helpful guide on what you should do and what to avoid when refinancing your home.
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What can mortgage brokers in Melbourne do for you?
Reliable & Trustworthy mortgage comparison
As leading and experienced mortgage brokers, we know everything there is to know about mortgage comparison. At Rateseeker, we compare home loan products and interest rates with over 30+ lenders, from the big banks to the products that you wouldn’t have known existed. Using the same online industry tools as big guns, we find and select the best owner occupied or investment loan for you. We discuss your financial objectives and your situation both for the short and long term. This gives our team a greater understanding of loan requirements to reduce charges, fees and lenders mortgage insurance (LMI) costs. As part of our mortgage services, our best mortgage brokers for Melbourne residents can provide a full mortgage comparison detailing the best comparison and interest rates. Our online repayment calculators can help you determine an estimated amount of your monthly repayments or the final loan amount if you’re utilising an offset account. Our brokers can even look into your financial situation to assess your current borrowing capacity.
→ Learn more: Calculate your monthly repayments
Best Rates from our Mortgage Brokers
It’s a common misconception that the best mortgage rates are the one with the lowest interest rates, but it’s not always the case for the long-term. Shop around and you’ll find that loan products with lower interest rates come with extra fees and lender restrictions. This can make the loan more expensive for you in the long-term. Lenders will win over borrowers by only showing their advertised interest rate without factoring in other fees that add on to your loan repayments. This can make your search for the best mortgage and interest rate more difficult but Rateseeker is here to help make your search easier. As a leading mortgage broker, we provide you with full loan and rate comparisons, and include the hidden fees and charges so you can compare any loan product as accurately as you can.
→ Use our calculators to find the best loan for you.
Our Home Loan Calculators
While we are centrally located in Sydney, Rateseeker uses the same state-of-the-art online tools that lenders and competing finance brokers in Melbourne use. With our calculators, you can calculate exactly how much your monthly repayments are going to be, your total loan amount and just how much you can borrow from your lender. Our uncomplicated home loan calculators combined with our expert advice remove any confusion by giving you the answers related to any kind of home loan. When you’re calculating your loan repayments and your capacity, we ensure that you have the ability to repay the loan without the need to extend your borrowings beyond your budget. We don’t want you to borrow more than you need to.
→ Have questions? Head on over to our FAQs
Why choose Rateseeker ?
Our team of mortgage brokers share a collective experience of 20+ years in the industry. Safe to say we know what we’re doing. At Rateseeker, it’s our mission to ensure that any Australian finds the right home loan product to get them to their dream home faster. As experts, we understand that purchasing a house is always a daunting experience whether you’re a first time buyer, or a long-time investor. From helping you refinance to consolidating cash to finding the best rates for your fixed rate home loan, we break down the jargon so you can make better financial decisions.
By partnering with Rateseeker, you get a licenced expert on your side to better help you secure the most beneficial rates available. Our team of mortgage brokers make sure you know exactly what you need to do to get that dream home you’ve been waiting for.
Our mortgage brokers for Melbourne Aussies are also always available to help you out. All you need to do is give us a call.
