Mortgage Broker Melbourne

Rateseeker is your reliable and trustworthy team of mortgage brokers for Melbourne residents. With a collective experience of over 20+ years in the business, we have helped many locals search for the best home loan products and secure the most competitive rates for their financial situation. Whether you’re a first time buyer or looking for your next investment property to add to your growing portfolio, our best mortgage brokers in Melbourne are here to cut through the jargon and guide you through the complicated world of mortgages.

Whatever your financial parth, our team of brokers can make the most complicated processes easy, giving you the right advice to make the best refinancing of a mortgage to your home loan to finding the best home loan and interest rates that suit your financial situation. Whatever you need, we can help you every step of the way.

If you’re looking to organise your finances to grow your wealth and fund with the right home loan, all you have to do is call our friendly team of mortgage brokers. Melbourne has many home loan products available to you. Our experts can help you compare thousands of products and lead you to the best interest rates from over 30+ Aussie lenders so you can purchase your dream home faster.

Just contact one of our local experts today, and see how Rateseeker can help you.

1.79 % P.A. 3 year fixed rate*
St George logo
2.94 % P.A. Comparison rate^

from 30+ lenders

Seek a sharp home loanSeek to refinance Our forms will not affect your credit file
Rateseeker Benefits
Find the best home loan for your specific needs
Make better financial decisions while protecting your credit rating
Receive free expert advice from experienced mortgage brokers

What can mortgage brokers in Melbourne do for you?

Reliable & Trustworthy mortgage comparison 

As leading and experienced mortgage brokers, we know everything there is to know about mortgage comparison. At Rateseeker, we compare home loan products and interest rates with over 30+ lenders, from the big banks to the products that you wouldn’t have known existed. Using the same online industry tools as big guns, we find and select the best owner occupied or investment loan for you. We discuss your financial objectives and your situation both for the short and long term. This gives our team a greater understanding of loan requirements to reduce charges, fees and lenders mortgage insurance (LMI) costs. As part of our mortgage services, our best mortgage brokers for Melbourne residents can provide a full mortgage comparison detailing the best comparison and interest rates. Our online repayment calculators can help you determine an estimated amount of your monthly repayments or the final loan amount if you’re utilising an offset account. Our brokers can even look into your financial situation to assess your current borrowing capacity. 

→  Learn more: Calculate your monthly repayments 

Best Rates from our Mortgage Brokers

It’s a common misconception that the best mortgage rates are the one with the lowest interest rates, but it’s not always the case for the long-term. Shop around and you’ll find that loan products with lower interest rates come with extra fees and lender restrictions. This can make the loan more expensive for you in the long-term. Lenders will win over borrowers by only showing their advertised interest rate without factoring in other fees that add on to your loan repayments. This can make your search for the best mortgage and interest rate more difficult but Rateseeker is here to help make your search easier. As a leading mortgage broker, we provide you with full loan and rate comparisons, and include the hidden fees and charges so you can compare any loan product as accurately as you can. 

→ Use our calculators to find the best loan for you. 

Our Home Loan Calculators

While we are centrally located in Sydney, Rateseeker uses the same state-of-the-art online tools that lenders and competing finance brokers in Melbourne use. With our calculators, you can calculate exactly how much your monthly repayments are going to be, your total loan amount and just how much you can borrow from your lender. Our uncomplicated home loan calculators combined with our expert advice remove any confusion by giving you the answers related to any kind of home loan. When you’re calculating your loan repayments and your capacity, we ensure that you have the ability to repay the loan without the need to extend your borrowings beyond your budget. We don’t want you to borrow more than you need to. 

→ Have questions? Head on over to our FAQs

Why choose Rateseeker ?

Our team of mortgage brokers share a collective experience of 20+ years in the industry. Safe to say we know what we’re doing. At Rateseeker, it’s our mission to ensure that any Australian finds the right home loan product to get them to their dream home faster. As experts, we understand that purchasing a house is always a daunting experience whether you’re a first time buyer, or a long-time investor. From helping you refinance to consolidating cash to finding the best rates for your fixed rate home loan, we break down the jargon so you can make better financial decisions. 

By partnering with Rateseeker, you get a licenced expert on your side to better help you secure the most beneficial rates available. Our team of mortgage brokers make sure you know exactly what you need to do to get that dream home you’ve been waiting for.

Our mortgage brokers for Melbourne Aussies are also always available to help you out. All you need to do is give us a call. 

Ready to seek the right loan for you?

  1. Step 1 Tell us what you need help with
  2. Step 2 Compare low home loan rates
  3. Step 3 Seek approval
Seek a sharp home loanSeek to refinance Our forms will not affect your credit file

We negotiate lower home loan rates from 30+ lenders

Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.

See what our customers have to say

Nick, Jason and Kevin were great with assisting us with our refinance, they kept us up to date throughout the process. Would definitely recommend them to others.

Amanda C

Happily Refinanced

My experience with Jason has been nothing but positive. I have done a refinance and purchase of a property through him. Both has transitioned smoothly with Jason providing prompt updates along the way. He is very professional, knowledgable and always available to his clients. I genuinely am grateful and thankful to Jason in helping my partner and I secure our dream home!I would definitely 100% use his services again. 10/10.

James M

Dream Home Owner

Jason was really helpful in getting us through the whole process of buying a property. He was very professional, responsive, and patient with all my questions. He is hands down the best broker! Highly recommend!

Dazee T

First Home Owner

From the beginning till the end of our settlements (purchasing and selling our properties), Nick and Jason have helped us along the journey, going above and beyond to secure our dream home. They were always available to answer our questions and provided us with great advise.

Anthony Y

Dream Home Owner

I have being using there service since 2015 and happy with their service. Nick & Jason provide great customer experience besides guiding with excellent professional advice. I highly recommend for anyone who are planning meet achieve their financial commitments like home loans.

Manojkumar D

Happily Refinanced

I highly recommend these guys! Reliable, responsive, efficient, very easy to work with! They were available after hours to accommodate our work hours. Got me and my fiancé the best rates and also went above and beyond when there was an issue with our settlement

Hillary

Dream Home Owner

Meet one of our experts

Director of Rateseeker
Director Nick Chong

As a founder of Ardent Capital Group, Nick Chong brings more than 12 years of financial planning and mortgage broking experience. This, together with his strong economics background, gives him the expertise to lead his handpicked talented team of advisers.

Get in touch and seek out the right home loan for you

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