
What is home equity and how can you access it?
If you have been paying off your mortgage diligently, chances are you’ve accrued some equity over the years. Equity can be used for a number...
Read MoreMost lenders will usually require you to have a minimum 5% deposit of the purchase price plus a little extra to cover other costs such as stamp duty, legal fees and lender’s fees. Now lenders have changed the required minimum deposit depending on other factors such as if it’s an investment purchase and where the property is located. With constant changes with bank requirements, it is important to speak to a broker to work out what you really need.
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