12 common mistakes buyers make when applying for a home loan (and how to avoid them)
Getting approved for a mortgage is a key step in the journey towards purchasing a home. However, preparing your home loan application can feel like...Read More
Refinancing allows homeowners to replace their existing loans with a new one to acquire better interest rates or additional features. With home loan rates currently at an all-time low, a home loan refinance may be a smart option to improve your current or future financial situation. Some homeowners refinance a home loan to turn real estate equity into cash for renovations, make other investments or even go on a well-deserved holiday. Borrowers may also take out new home loans to simplify their finances by combining their multiple, high-interest debts into a single, lower-interest loan. Whatever your needs are, the mortgage experts at Rateseeker can help you fully understand the upsides and downsides when deciding to refinance your home loan. We’ll assess if refinancing your mortgage is the right decision for you and help lock down a better deal on your home loan with ease.
Our goal is to make refinancing simpler for every Australian. Rateseeker has access to a comprehensive list of home loan refinance offers from Australia’s big four banks and top lenders to help borrowers can secure lower interest rates, consolidate debt or cash out some equity from their current property. -By working with us, you get an expert on your side to help you secure the sharpest refinance rates available. We help you compare today’s mortgage rates from top Australian lenders so you choose the loan product that best suits your financial capabilities. To help you get started, use our free and easy-to-use refinancing comparison tool to find out how much you could save on your home loan.
When you’re ready to refinance, our mortgage brokers will take you through the costs involved from switching from one lender to another such as early exit fees, appraisal fees and application fees that you may need to account for. If you’re exploring how to refinance a home loan, speak with one of our mortgage brokers for a complimentary, obligation-free consultation now.
A better rate will lower monthly repayments or help pay down your loan faster.
Roll up all high-interest debts into one single lower-interest payment.
Get cash out for a rainy day or home renovations, or even a well deserved holiday.
Switch to a variable or fixed monthly repayment based on your current situation.
We remove all the guess work and help you get approved faster.
Rateseeker has access to all of Australia’s major banks and over 30 third-party lenders. Everyone has a unique situation and we’re here to help find the right home loan and interest rate to suit you.
I found the Rateseeker website both easy & helpful in finding suitable loans for me. I can say this is probably the easiest website that I have used in terms of navigation, clarity and results. In addition to this, the team behind Rateseeker are willing to assist customers like myself, and they do so in a timely manner – 5/5!
Thank you for all the work you’ve done so far and staying transparent throughout the journey. I want to thank Nick, Jason and the team because it wouldn’t have been possible without your guidance. It’s a relief knowing that we have someone we can trust, who has our best interests in mind and who always delivers.
My situation was complex as our house was refinanced, and we needed to buy land and get approval for a construction loan. Nick and his team went the extra mile for me by supporting me throughout the process with lenders and builders. I recommend Nick to everyone buying their first home or investment property.
We’re experienced in finding the right home loan for you. Connect with one of our mortgage specialist for personalised help.
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