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Rateseeker Loan Wizard

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Service

What are you seeking today?

Most competitive deals in the marketGet a loan approved ASAPHow much I can borrow

Service

Which type of loan are you looking for?

InvestmentOwner Occupied

LVR

What is the expected purchase price?

Deposit

How much contributions do you have towards you purchase?

A. Deposit

B. Gift

C. Other contributions (e.g. First Home Super Scheme)

Income

What is your household income before tax?

A. Applicant 1 Employment Income

$ Yearly

A. Applicant 2 Employment Income

$ Yearly

B. Rental income

$ Yearly

C. Other income

$ Yearly

What's this?

Other income can include child support, various pensions, and essentially any stream of money that proves you have the financial capacity to pay a loan.

Number of dependent children

Income

How much is your bill and household living expenses?

A. Existing other monthly loan repayments

$ Monthly

B. Total credit card limits

$ Monthly

C. Monthly living expenses

$ Monthly

Property Type

What type of property are you planning on purchasing?

An established homeProperties that has had a tenant living in it previously or currently being occupied by current owners.Newly constructed home/ Off the planNewly constructed home/ Off the plan.Vacant land to build a new homeRecently built or is still in the development phase such as off plan apartments with no previous owners.I’m not sure

First Home Owners Grant (FHOG)

Are you eligible for First Home Owners Grant (FHOG)?

What's this?

First Home Owner's Grant is a state government initiative to help first home owners to get their new home sooner. Under the scheme, a one-off grant is payable to first home owners that satisfy all the eligibility criteria.

YesNoNot Sure

Details

Which state is the property you're looking to purchase located?

State

How can we help?

Full name

Phone

Would you like to be contacted?

When would be best suited to contact you?

Please leave this field empty.

Need assistance? Enter your details and we will get back to you as soon as we can to seek out the best home loan rates for you!

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Our Best Available Loan

Comparison rate

Lender Name

Rate Type

View Product Details

View other loans we found that could suit you

We can protect your credit rating and save you time by finding the most competitive rate which has the highest chance of approving you.

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Get in touch

We'll get back to you within the next 24 hours!

Full name*

Email*

Phone*

Message*

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Cost Summary

Purchase Price $

Stamp duty () $ 0

Land Transfer () $ 0

Mortgage Registration () $ 0

Adjustment Fees +$

Legal Fees +$

Lenders Fees +$

Total estimated cost required $0

Please wait while we update...

First Home Owners Grant (FHOG) $ 0

Deposit $

Gift $

Other $

Total contributions available $0

Total estimated cost required $0

Total contributions available $0

Total loan amount required $0

Loan to Value Ratio

What's this?

This is how much you are borrowing against the property reflected as a percentage.

If your Loan To Value Ratio (LVR) is greater than 80%, then Lenders Mortgage Insurance (LMI) may be applicable.

Don't worry if you are unsure about anything, simply complete the qualification questions and one of brokers will contact you.

Recalculate Form

NOTE:
Each state will have different naming conventions for their first home owner grant.

Loan Amount

| $

Use Type

Owner Occupied Investment

Repayment Type

Principal and Interest Interest Only

Purchase Price

| $

Rate Type

Fixed Variable

Loan Term

| Yrs

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Get in touch

Speak to one of our experienced mortgage specialist for personalised help today. Fill in your detail and we’ll get back to you within the next 24 hours!

Full name*

Phone number*

Email*

When would be best suited to contact you?

MorningAfternoonEvening

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Submit

Get in touch

Speak to one of our experienced mortgage specialist for personalised help today. Fill in your detail and we’ll get back to you within the next 24 hours!

Full name*

Email*

Would you like to be contacted?

YesNo

Phone number*

When would be best suited to contact you?

-MorningAfternoonEvening

Please prove you are human by selecting the heart. Please leave this field empty.

Submit

Get in touch

Speak to one of our experienced mortgage specialist for personalised help today. Fill in your detail and we’ll get back to you within the next 24 hours!

Full name*

Email*

Phone number*

When would be best suited to contact you?

MorningAfternoonEvening

Please prove you are human by selecting the cup. Please leave this field empty.

Submit