What can our mortgage brokers in Sydney do for you?
Mortgage comparison
As experienced Sydney mortgage brokers, we can take the stress out of mortgage comparison. With over 30+ lenders to compare and hundreds of products to choose from, we use the best online tools to find and select the best owner occupied or investment loan for you. We discuss your financial objectives and your situation both for the short and long term. This can give our finance brokers a clearer picture of your needs to reduce charges, fees and lenders mortgage insurance (LMI) costs. As part of our services, we can offer you a full mortgage comparison which details the best mortgage rates and comparison rates. Our repayment calculators can also specify an estimated amount of what you might pay, and take into account any extra repayments and final loan amount if you’re using an offset account. Our brokers can also assess your borrowing capacity and loan amount.
→ Learn more: Calculate your repayments accurately
Best Rates from our Mortgage Brokers in Sydney
While it’s common to believe that the best mortgage rates are the ones with the lowest interest rate, it’s not always the case. In some instances, low interest rates can come with extra fees and lender restrictions which make the loan product more expensive in the long-term. Most banks will win over borrowers by showing only the advertised interest rate without factoring in other elements which add on to your loan repayments. Some lenders on the other hand will add margin to their rates by monthly fees or fees for extra repayments, redraw facilities and offset accounts. With so much information to digest, it can muddle your search to find the best mortgage rates. At Rateseeker, we make your search easier. We provide you with full product comparisons, including all the hidden fees and charges so that you compare any home loan product as accurately as possible.
→ Use our easy-to-use calculators to find the best loan for you.
Our Home Loan Calculators
Probably one of the harder parts of securing the home loan that’s right for you is working out how much you can borrow and what your loan repayments will be like. When you work with our friendly team of finance brokers in Sydney, Rateseeker removes any sort of confusion by giving you the answers with our uncomplicated home loan calculators. As every lender is different and features their own loan calculators with policy restrictions, using an online calculator from an independent mortgage broker in Sydney is key in giving you accurate information. When you’re calculating your loan repayments and your capacity, we ensure that you have the ability to repay the loan without the need to extend your borrowings beyond your budget. We don’t want you to borrow more than you need to.
Why choose Rateseeker?
At Rateseeker, we want nothing more than to help Aussies to find the right home loan to purchase their dream home. With our collective experience of more than 20+ years in mortgage broking, we comprehend that purchasing a house can be a daunting experience whether you’re a first time buyer, or a long-time investor. By putting together an online comparison tool that can help you make better financial decisions, we’re on a mission to empower borrowers and educate them along the way. Our team of mortgage brokers make sure you know exactly what you need to do to get that dream home you’ve been waiting for.
Our easy to navigate online approach will provide you with a reliable estimate on how much you need to borrow to buy the property you always wanted. Our aim is to give you a clearer picture of your current financial state, and as much help as possible to get closer to that dream home.
Our mortgage brokers in Sydney are also always available to help you out. All you need to do is give us a call.