Mortgage Brokers Newcastle

Whether you’re on the hunt to purchase your first home, expand your ever growing investment portfolio or refinance your home loan, you can rest easy knowing that Rateseeker’s experienced mortgage advisors for Newcastle residents will find you the most suitable deal that works for you. No matter your financial background, Ratesekker will work round the clock to find the best mortgage product, and make sure you’re getting the best long term deal.

Finding the right mortgage to get into your dream home faster should be a personal, hassle-free experience, flexible enough to meet the borrowing needs of any borrower.

Our best mortgage brokers in Newcastle can answer any burning questions you might have.

With Rateseeker, you can find thousands of great home loan deals and find the best interest rates from more than 30 Australian lenders. Partner with us, and obtaining a home loan can be simplified.

Our Newcastle mortgage brokers provide mortgage financing to all of Newcastle and neighbouring areas.

Just contact our local experts today, and see how we can help!

1.79 % P.A. 3 year fixed rate*
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2.94 % P.A. Comparison rate^

from 30+ lenders

Seek a sharp home loanSeek to refinance Our forms will not affect your credit file
Rateseeker Benefits
Find the best home loan for your specific needs
Make better financial decisions while protecting your credit rating
Receive free expert advice from experienced mortgage brokers

Our Mortgage Brokers in Newcastle NSW find the best rates

It’s a common assumption that the best mortgage rates are those with the lowest interest rates, but this isn’t always the case over a long period of time. If you shop about, you’ll find that lower-interest loan products generally come with additional costs, hidden fees and lender limitations. Some lenders will add margin to their rates by monthly fees or fees for extra repayments, redraw facilities and offset accounts. With so much information to digest, it can muddle your search to find the best mortgage rates. 

As a result, your loan repayments will be more expensive over time if you borrow from a lender with only their advertised interest rate. 

Borrowers have a tendency to be attracted to the lender if they see the quoted interest rate without considering other expenses. By actively comparing rates and loans, Rateseeker can make the process easier. We provide you with an overview of fees and charges, including hidden fees, as a leading mortgage broker. This way, we can help you compare any loan product as accurately as possible.

→ Find the best rates with our calculators

Easy-to-use Home Loan Calculators

Calculating how much you can borrow and what your loan repayments will look like is probably one of the hardest parts of getting the right home loan. With our uncomplicated home loan calculators, our team of friendly finance brokers in Newcastle can remove any type of confusion. As every lender is different and features their own loan calculators with policy restrictions, using an online calculator from an independent mortgage broker in Sydney is key in giving you accurate information. When you’re calculating your loan repayments and your capacity, our experts at Rateseeker ensure that you have the ability to repay the loan without the need to extend your borrowings beyond your budget. We don’t want you to borrow more than you need to. 

→ Have questions? Read our FAQs

Why choose Rateseeker ?

Our goal is to manage the brunt of the work and assist all Aussies in finding the best mortgage product to purchase their dream home. We know the process is stressful and tedious, which is why we handle the hard work for you. Having been in the mortgage industry for a number of years, we understand the challenges of becoming a first-time buyer. Our team of mortgage brokers make sure you know exactly what you need to do to get that dream home you’ve been waiting for. You can use our easy-to-use online tool to get an estimate for how much you need to borrow to purchase the home of your dreams, and we can answer any questions you may have along the way. 

With an easy to navigate online approach, we provide you with a reliable estimate on how much you need to borrow to buy the property you always wanted. Our aim is to give you a clearer picture of your current financial state, and as much help as possible to get closer to that dream home.

Our mortgage brokers in Newcastle are here to help you. Just reach out and give us a call.

Ready to seek the right loan for you?

  1. Step 1 Tell us what you need help with
  2. Step 2 Compare low home loan rates
  3. Step 3 Seek approval
Seek a sharp home loanSeek to refinance Our forms will not affect your credit file

We negotiate lower home loan rates from 30+ lenders

Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.

See what our customers have to say

Nick, Jason and Kevin were great with assisting us with our refinance, they kept us up to date throughout the process. Would definitely recommend them to others.

Amanda C

Happily Refinanced

My experience with Jason has been nothing but positive. I have done a refinance and purchase of a property through him. Both has transitioned smoothly with Jason providing prompt updates along the way. He is very professional, knowledgable and always available to his clients. I genuinely am grateful and thankful to Jason in helping my partner and I secure our dream home!I would definitely 100% use his services again. 10/10.

James M

Dream Home Owner

Jason was really helpful in getting us through the whole process of buying a property. He was very professional, responsive, and patient with all my questions. He is hands down the best broker! Highly recommend!

Dazee T

First Home Owner

From the beginning till the end of our settlements (purchasing and selling our properties), Nick and Jason have helped us along the journey, going above and beyond to secure our dream home. They were always available to answer our questions and provided us with great advise.

Anthony Y

Dream Home Owner

I have being using there service since 2015 and happy with their service. Nick & Jason provide great customer experience besides guiding with excellent professional advice. I highly recommend for anyone who are planning meet achieve their financial commitments like home loans.

Manojkumar D

Happily Refinanced

I highly recommend these guys! Reliable, responsive, efficient, very easy to work with! They were available after hours to accommodate our work hours. Got me and my fiancé the best rates and also went above and beyond when there was an issue with our settlement

Hillary

Dream Home Owner

Meet one of our experts

Director of Rateseeker
Director Nick Chong

As a founder of Ardent Capital Group, Nick Chong brings more than 12 years of financial planning and mortgage broking experience. This, together with his strong economics background, gives him the expertise to lead his handpicked talented team of advisers.

Get in touch and seek out the right home loan for you

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