Our Mortgage Brokers in Newcastle NSW find the best rates
It’s a common assumption that the best mortgage rates are those with the lowest interest rates, but this isn’t always the case over a long period of time. If you shop about, you’ll find that lower-interest loan products generally come with additional costs, hidden fees and lender limitations. Some lenders will add margin to their rates by monthly fees or fees for extra repayments, redraw facilities and offset accounts. With so much information to digest, it can muddle your search to find the best mortgage rates.
As a result, your loan repayments will be more expensive over time if you borrow from a lender with only their advertised interest rate.
Borrowers have a tendency to be attracted to the lender if they see the quoted interest rate without considering other expenses. By actively comparing rates and loans, Rateseeker can make the process easier. We provide you with an overview of fees and charges, including hidden fees, as a leading mortgage broker. This way, we can help you compare any loan product as accurately as possible.
→ Find the best rates with our calculators
Easy-to-use Home Loan Calculators
Calculating how much you can borrow and what your loan repayments will look like is probably one of the hardest parts of getting the right home loan. With our uncomplicated home loan calculators, our team of friendly finance brokers in Newcastle can remove any type of confusion. As every lender is different and features their own loan calculators with policy restrictions, using an online calculator from an independent mortgage broker in Sydney is key in giving you accurate information. When you’re calculating your loan repayments and your capacity, our experts at Rateseeker ensure that you have the ability to repay the loan without the need to extend your borrowings beyond your budget. We don’t want you to borrow more than you need to.
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Why choose Rateseeker ?
Our goal is to manage the brunt of the work and assist all Aussies in finding the best mortgage product to purchase their dream home. We know the process is stressful and tedious, which is why we handle the hard work for you. Having been in the mortgage industry for a number of years, we understand the challenges of becoming a first-time buyer. Our team of mortgage brokers make sure you know exactly what you need to do to get that dream home you’ve been waiting for. You can use our easy-to-use online tool to get an estimate for how much you need to borrow to purchase the home of your dreams, and we can answer any questions you may have along the way.
With an easy to navigate online approach, we provide you with a reliable estimate on how much you need to borrow to buy the property you always wanted. Our aim is to give you a clearer picture of your current financial state, and as much help as possible to get closer to that dream home.
Our mortgage brokers in Newcastle are here to help you. Just reach out and give us a call.