Each state may use a different method in calculating stamp duty payable which is a standard procedure in purchasing property unless you are eligible for stamp duty exemption. This information will help us work out the loan amount you need to buy your property.
This field is required.
By giving us an indication of the property price, we will be able to work out any additional fees that you may not have considered.
This field is required.
Each state uses different methods in calculating stamp duty payable, which is standard procedure in purchasing a property. This information will help us calculate an accurate funds position for you.
This field is required.
If you don't know, that's OK. Give us your best guess. By giving us an indication of the property price, we will be able to work out any additional fees that you may not have considered.
This field is required.
By giving us an indication of your deposit saved, we will be able to provide you with a more accurate loan amount required for your purchase. Deposits can come from your existing savings and gifts from your family.
This field is required.
This field is required.
This field is required.

Personal Details

This field is required.

Applicant 1

Having a regular source of income is a must! Lenders will need to see consistent & steady employment either as self-employed or as an employee where you are paid regularly.
This field is required.
(Do not include your superannuation)
This field is required.
This field is required.
Bonuses/Commissions amount and frequency are required.

Applicant 2

Having a regular source of income is a must! Lenders will need to see consistent & steady employment either as self-employed or as an employee where you are paid regularly.
This field is required.
(Do not include your superannuation)
This field is required.
This field is required.
Bonuses/Commissions amount and frequency are required.

Assets Details iLenders likes to see a healthy savings and other assets. This adds strength to your application so be sure to include everything

This field is required.

Property 1

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 2

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 3

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 4

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 5

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 6

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 7

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 8

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 9

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.

Property 10

Answers Incomplete Remove Close
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
This field is required.
Current fees and frequency are required.
This field is required.
This field is required.
This field is required.

Liabilities Details iIt is important to let the lender know if you have any existing debts. This helps them decide if you fit into their credit policy for a home loan.

Applicant 1

PERSONAL LOAN
Outstanding balance
This field is required.
Monthly Repayment
This field is required.
Bank
This field is required.
CREDIT CARD 1
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 2 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 3 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 4 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 5 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 6 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CAR LOAN
Outstanding Balance
This field is required.
Monthly Repayment
This field is required.
Bank
This field is required.
This field is required.

Applicant 2

PERSONAL LOAN
Outstanding balance
This field is required.
Monthly Repayment
This field is required.
Bank
This field is required.
CREDIT CARD 1
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 2 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 3 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 4 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 5 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CREDIT CARD 6 (remove)
Limit
This field is required.
Outstanding Balance
This field is required.
Bank
This field is required.
Credit Card Issuer
This field is required.
CAR LOAN
Outstanding Balance
This field is required.
Monthly Repayment
This field is required.
Bank
This field is required.
This field is required.

Living Expense (Monthly)

This field is required.
This field is required.

Goals & Contact Details

iA redraw facility allows you to make extra repayments into your loan. This helps reduce your interest calculated on your home loan balance while allowing you to withdraw at a later date.
iAn offset account is a transaction or savings account linked to your home loan. Similar to a redraw facility, it is used to reduce your interest calculated but more flexible because you can deposit your salary directly into the account or even set up direct debits.
iThis can help speed up paying your home loan off by paying more than minimum loan amount. Any excess will sit in the redraw facility
iPrincipal and interest loan requires you to pay off part of the principal (the amount you borrowed) loan amount as well as cover the interest repayments.
iInterest only repayments are designed for those who don’t want to pay off the principal amount of the loan and only pay interest on the loan. This type of repayment is common for investors
iFixed interest rate means your interest stays the same over a period of time. Usually a fixed rate will last for a term of 1-5 years or sometimes more depending on the lender. Shifts in the interest rate market won’t affect your interest rate during this time.
iA variable rate home loan is one where the interest rate can go up or down over the course of your loan. The rate is determined by your lender and not the Reserve Bank of Australia although most lenders do broadly follow the general directions of the market. Standard variable are typically more flexible than Fixed Rate loans
iAn online banking is a platform that allows you to perform your banking activities online via the internet.
Select at least one.
We'll be sending across your funds position to you by email, to make sure you still have access to it once you leave our website.
This field is required.
This field is required.
This field is required.
Check out our lenders
  • Loan Required iThis is how much you will need to borrow from the lender to buy your investment property or property of your dreams.$
  • Contributions iThis is the total amount of deposit that you use towards your purchase. You can include First Home Owners Grant (FHOG) as part of your contribution. Check out our FAQ for more information on your eligibility.$
  • Loan to Value Ratio i

    This is how much you are borrowing against the property reflected as a percentage.

    If your Loan To Value Ratio (LVR) is greater than 80%, then Lenders Mortgage Insurance (LMI) may be applicable.

    Don't worry if you are unsure about anything, simply complete the qualification questions and one of brokers will contact you.

    %

    "Borrowing more than 80% of the property value (LVR) may attract Lenders Mortgage Insurance"

Estimated Cost$

Contributions$0

  • Cash deposit i This refers to how much savings you want to use for your purchase. This forms part of the CONTRIBUTIONS to work out LOAN REQUIRED. $0
  • Monetary Gift$0

All calculations are indicative only and may subject to change at time of application

Loan Comparison

Use our widget below to find a suitable loan, you will be able to compare and get a top level idea of the loans available.

The numbers below are only indicatives of what is on the market, speak to one of our professional brokers to solidify your rate and get qualified for the application.

All-time low rates are waiting!

We remove all the guess work and help you get approved faster.

Speak to a broker!

Our Funds Position give you vision of the potential of your current buying position, to be approved for a loan you will need to speak to a qualified broker.

Please wait, your form is being prepared
Your Funds Position will be in your inbox, hold tight.
Please wait, we are now sending SMS Verification Code to your phone number
Working out how much you need to borrow
We're preparing your tailored Funds Position, hold tight
Click outside the box to CLOSE

Are you sure?