First Time Home Buyers:
Finding the home loan right for you
Buying your first home is simultaneously the most exciting and daunting experience you can go through. Looking for your first home in Australia is rarely a straightforward process, especially since states have differing price values that continually fluctuate.
Here’s where our property investment and mortgage specialists can get you back on track.
At Rateseeker, our experts do their utmost to assist you to better understand the loan process, look into the available home loan options that suit your lifestyle the most, and which home loans you could potentially qualify for. We help first home owners find and compare the most competitive rates from over 30+ leading lenders- let our specialists find you a winning deal!
As licensed mortgage advisors, we can also help you determine how much you are able to spend, and calculate a reliable estimation of your monthly repayments throughout your loan term.
First time home buyers can expect to work with a highly experienced team of professionals who can point you in the right direction to the mortgage that meets your lifestyle requirements. Whatever home loan you choose, our comprehensive services are designed to assist you from beginning to the moment you sign the contract.
→ Learn more: How to refinance your home loan
Why Choose Rateseeker
- Low Rates: Super competitive rates for a variety of home loans for different borrowing situations.
- Support every step of the way: Australian-based lending specialists providing first time home buyers a full service that is trustworthy, efficient and reliable.
- Quick & easy: Compare and find the best rates with ho hassle. Our calculators are easy-to-use and lets you work at your own pace anytime and anywhere.
→ Calculate what your repayments will look like for any given home loan
Our First Home Buyer Services
Most first home buyers in Australia are eligible to sign up for the following assistance schemes. These schemes can help first home owners to get into the property market and include; the First Home Owner Grant (New Homes) Scheme and the First Home Buyers Assistance Scheme.
The first scheme is a cash grant, while the second refers to a tax concession or discount. Some first home buyers can qualify for both schemes depending on their current lifestyle and financial background. At Rateseeker, our mortgage specialists have the expertise and wealth of knowledge to help you in the following areas, and get you to your dream home faster:
- First Home Buyers Assistance Scheme
- First Home Owners Grant Scheme
- First Home Buyer Home Loan
- First Home Loan Deposit Schemes
→ For more information about our services, head on over to our FAQs.
Our Calculators
When it comes to shopping for the best home loan rates available, it pays to do a little research before you commit to purchase, especially if you’re a first home buyer. This is why Rateseeker aims to provide Australians with an easy online solution to compare mortgage products and rates in one place, at any given time.
At Rateseeker, we help you find the best home loan product out there by displaying both advertised and comparison rates along with fees and features attached to each product. Our goal is to make your search as hassle-free as possible during the most crucial stages of your property search.
We currently compare more than 30+ lenders and home loans to give new buyers the confidence to compare interest rates and mortgages on their own.
Whether you’re calculating stamp duty costs or considering if renting is better than buying, our free, easy-to-use platforms are designed to allow you to effortlessly compare rates of multiple lenders and investment loan products online. Simply choose the calculator that best applies to your situation and we’ll help you along the way.