How to negotiate like a pro
Have you found your dream home? Kelly Inn, assistant buyer’s agent at Highspec Properties, shares her tips on how to negotiate your purchase like a...
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We have access to over 30 lenders in our panel effectively giving you close to 1,000 different loan options. This can be a daunting task to navigate through so many different options. To work out which loan product is considered to be suitable for you, our brokers will go through the following steps.
- Our brokers will first seek to understand your financial goals and objectives
- We will then work out what is important to you in a home loan
- Once our brokers have all the required information, they will put together your loan options that suitable to you.
This discovery process is design to help work out a customised solution that is right for you.
Related FAQs
What is Refinancing?
Refinancing is a process of taking out a new loan to pay off the existing loan typically at a lower rate or for better features. People wanting to change their home loan is usually because of a change in the circumstances or goals which can be a smart way to manage money. It may give you the option of securing a lower interest rate, consolidating debts or unlocking equity from your current property. Speak with one of our mortgage brokers and find out if refinancing is right for you.
Why do people refinance?
Refinancing can be used for various reasons, which include but aren’t limited to: Home Renovations, Reducing monthly repayments, Lowering your interest rate, Cashing out your Home Equity, Raise cash for another purchase (another house, car, boat etc), Access Additional home loan features (offset account, redraw facility etc.), Borrow additional funds
How much does it cost to refinance?
Refinance can help you save money and own your home sooner however there are costs involved in refinancing from one lender to another lender.
When you shouldn’t consider refinancing your property?
Refinancing is generally a good idea for most borrowers but there situations where switching loans just isn't worth it.
How can I consolidate my debt and is it a good idea?
Debt consolidation is when you payoff your existing debts such as credit cards, personals and car loans with a new debt.
