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Fresh market insights, practical guides, and clear explanations — straight from our brokers, not marketing copy.
Showing 265–276 of 287 articles
How do banks work out how much I can borrow?
When it comes to how much you can borrow and what the lender is prepared to approve, there can be some gaps in understanding how the…
Top 6 common mistakes Property Investors make
Property investing can be extremely rewarding if you get it right, but it certainly doesn’t come without pitfalls. It’s very important to arm yourself with the…
Can I claim tax deductions when renovating or extending my house?
If you are looking to renovate an investment property, you will want to consider getting a scrapping report to immediately deduct assets you plan on demolishing…
What does the bank determine as ‘Genuine Savings’?
What is ‘Genuine Savings’? This is where the lender requires you, the borrower, to demonstrate that you have saved gradually by yourself typically 5% of your…
Should I buy my Investment Property out-of-state?
With property prices in Sydney and Melbourne holding strong (and in some areas, rising further), it can be hard to imagine being able to buy a…
Which Banks are passing on the new rate cut? October 2019
Bank interest rate movements for October 2019 The cash rate has been cut to another record low from 1.00% to 0.75% Again, this leaves Australian borrowers…
Does having a Credit Card affect my Home Loan Approval?
Content: What is a credit card? How does the interest-free period work with credit cards? Does having a Credit Card affect getting a Mortgage? How do…
How to negotiate your first purchase with a Real Estate Agent: Everything you need to know
Buying your first property can be both confusing and daunting at the same time which can make the experience unbearable. Whilst this is general advice, there…
Offset Account vs Redraw Facility: Everything you need to know
What is an Offset Account? An Offset Account is a separate savings account linked to your home loan (both within the same bank/lender) where you can make a…
What is a Guarantor?
A guarantor is a person who offers their property as additional security for the borrower’s home loan application. The guarantor does not need to provide any…
What is LMI? Everything about Lenders Mortgage Insurance
What is LMI? Lenders Mortgage Insurance or LMI, as the name suggests, is insurance for lenders. Lenders hedge their bets on all loans by using third-party…
Which Banks are passing on the new rate cut? July 2019
Bank interest rate movements for July 2019 The cash rate has been cut for the second month in a row! The RBA just announced yet another…
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