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9 articles in this category.

Definitions

Showing 1–9 of 9 articles

Definitions

What Is a Guarantor Home Loan?

Saving a 20% deposit while paying rent is one of the hardest things a buyer can do, and a guarantor loan is one of the most…

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Definitions

What Is LMI? Lender’s Mortgage Insurance Explained

LMI protects the lender, not you. Find out what Lender's Mortgage Insurance costs, when it applies, and exactly how to avoid it.

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Definitions

Understanding Home Loan Interest Rates in Australia: What You Need to Know

Learn how home loan interest rates work in Australia. Discover the types, factors influencing rates, and tips for getting the best deal on your home loan.

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Definitions

Unpacking Australia’s Population Growth: Capital vs. Regional Realities

Explore Australia’s population growth trends between capital cities and regional areas. Learn how these shifts impact housing, jobs, and infrastructure in 2024.

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Definitions

The Impact of the Reserve Bank of Australia on Your Home Loan Rates

Discover how the Reserve Bank of Australia impacts home loan rates. Learn how RBA decisions influence borrowing costs and how to navigate rate changes smartly.

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Definitions

How Income Impacts Serviceability Assessment

Learn how income impacts your home loan serviceability, key factors lenders consider, and tips to improve your chances of securing a loan with better terms.

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Definitions

Mortgage Brokers: Why They Are Important, And Why 80% Of Aussies Use Them

Buying or refinancing your home requires careful planning and choosing the right lender, explore why over 80% of borrowers use a trusted broker.

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Definitions

What Is an LMI Waiver and Do You Qualify?

Saving enough deposit for a new home can be challenging. But if you’re in a certain group of professionals, like doctors or lawyers, you may be…

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Definitions

What Is Home Equity and How Can You Access It?

If you have been paying off your mortgage diligently, chances are you’ve accrued some equity over the years. Equity can be used for a number of…

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