Enjoy $500 Cash Back when you refinance or purchase with us.

Offer valid upon settlement for applications lodged before the 31st December 2020. Offer Information below.

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3.27% p.a Comparison Rate^

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Enjoy cash back on your home loan with Rateseeker


We are always finding ways to help our customers save money on their dream home. Whether you are a first-time or an experienced homeowner, you’ll enjoy a more rewarding home ownership with Rateseeker’s $500 Home Loan Cash Back offer. We give you the best home loan rates and put $500 extra cash in your pocket that you can use to settle legal fees, make minor repairs or decorate your space the way you want.


The best mortgage rate for you depends on numerous factors that include your income, credit history, deposit amount, and debt-to-income ratio. And therefore, the lowest rates in the market may not necessarily be the best mortgage for your unique situation. This is where Rateseeker comes in. With access to all of Australia’s major banks and lenders, we help our customers compare the latest home mortgage offers in the market so they can confidently pick out a deal that’s right for you.


To get started, try our online tools and calculators to help you discover much you can borrow as well as compare mortgage deals from more than 30 major lenders. Or call us for expert advice and answers to questions you may have about our cash back offer.



Enjoy cash back on your home loan with Rateseeker


Get more perks on your home loan refinance with a $500 cash back offer. By refinancing your mortgage with Rateseeker, you get extra cash in your pocket that you can use to make home improvements, make overdue repairs or even cover a month’s mortgage payment.


With interest rates at an all-time low, refinancing your current home loan may help ease your current financial obligations and save you thousands along the way. Rateseeker has access to all of Australia’s major banks and lenders and we have helped numerous customers take advantage of lower interest rates, shorten their loan terms, and get cash out by securing the best home loan refinance rates that are available to them.


Hurry – our $500 home cash back offer is only available for eligible applications over $250,000 received from 1st August 2020 to 31st December 2020 and settled before 31st May 2021. Contact us to learn more about our cash back offer today.

Customer Success Stories

We Negotiate Lower Home Loan Rates For You

+30 Lenders +100M$ Loans Settled

Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.

Wouldn’t it be great to skip the frustration of dealing with call centres? Speak directly to one of our experienced brokers and learn how we help you manage the entire process.

Get in touch

We’re experts at finding the right home loan for you. Speak to one of our experienced mortgage specialist for personalised help today.

We appreciate you spending the time to enquire with us. We’ll get back to you within the next 24 hours!

Offer Information

Offer available for purchase and refinance applications with a minimum loan size of $250,000 or more that are lodged between 1st August 2020 – 31st December 2020 and settled before 31st May 2021 through Rateseeker. Eligible applicants will receive a one-time payment of $500 from Rateseeker following settlement. Payment time is up to 6 weeks after settlement. Limited to one payment per main applicant, multiple applicants for the same loan are not eligible for multiple payments.