Enjoy $500 Cash Back when you refinance or purchase with us.

Offer valid upon settlement for applications lodged before the 31st December 2020. Offer Information below.

We negotiate home loan rates as low as

2.09 % P.A. 3 year fixed rate*
Citi Bank Logo
2.94 % P.A. Comparison rate^

from 30+ lenders

Seek a sharp home loanSeek to refinance Our forms will not affect your credit file

Rateseeker Benefits

Find the best home loan for your specific needs
Make better financial decisions while protecting your credit rating
Receive free expert advice from experienced mortgage brokers

Enjoy cash back on your home loan with Rateseeker

We are always finding ways to help our customers save money on their dream home. Whether you are a first-time or an experienced homeowner, you’ll enjoy a more rewarding home ownership with Rateseeker’s $500 Home Loan Cash Back offer. We give you the best home loan rates and put $500 extra cash in your pocket that you can use to settle legal fees, make minor repairs or decorate your space the way you want.

The best mortgage rate for you depends on numerous factors that include your income, credit history, deposit amount, and debt-to-income ratio. And therefore, the lowest rates in the market may not necessarily be the best mortgage for your unique situation. This is where Rateseeker comes in. With access to all of Australia’s major banks and lenders, we help our customers compare the latest home mortgage offers in the market so they can confidently pick out a deal that’s right for you.

To get started, try our online tools and calculators to help you discover much you can borrow as well as compare mortgage deals from more than 30 major lenders. Or call us for expert advice and answers to questions you may have about our cash back offer.

Enjoy cash back on your home loan with Rateseeker

Get more perks on your home loan refinance with a $500 cash back offer. By refinancing your mortgage with Rateseeker, you get extra cash in your pocket that you can use to make home improvements, make overdue repairs or even cover a month’s mortgage payment.

With interest rates at an all-time low, refinancing your current home loan may help ease your current financial obligations and save you thousands along the way. Rateseeker has access to all of Australia’s major banks and lenders and we have helped numerous customers take advantage of lower interest rates, shorten their loan terms, and get cash out by securing the best home loan refinance rates that are available to them.

Hurry – our $500 home cash back offer is only available for eligible applications over $250,000 received from 1st August 2020 to 31st December 2020 and settled before 31st May 2021. Contact us to learn more about our cash back offer today.

Ready to seek the right loan for you?

  1. Step 1 Tell us what you need help with
  2. Step 2 Compare low home loan rates
  3. Step 3 Seek approval
Seek a sharp home loanSeek to refinance Our forms will not affect your credit file

We negotiate lower home loan rates from 30+ lenders

Rateseeker has access to all of Australia’s major banks, and over 30 third-party lenders. We provide tailored home loans and interest rates that suit your unique situation.

See what our customers have to say

From the beginning till the end of our settlements (purchasing and selling our properties), Nick and Jason have helped us along the journey, going above and beyond to secure our dream home. They were always available to answer our questions and provided us with great advise.

Anthony Young

I have being using there service since 2015 and happy with their service. Nick & Jason provide great customer experience besides guiding with excellent professional advice. I highly recommend for anyone who are planning meet achieve their financial commitments like home loans.

Manojkumar Dundigalla

I highly recommend these guys! Reliable, responsive, efficient, very easy to work with! They were available after hours to accommodate our work hours. Got me and my fiancé the best rates and also went above and beyond when there was an issue with our settlement


Meet one of our experts

Director of Rateseeker
Director Nick Chong

As a founder of Ardent Capital Group, Nick Chong brings more than 12 years of financial planning and mortgage broking experience. This, together with his strong economics background, gives him the expertise to lead his handpicked talented team of advisers.

Get in touch and seek out the right home loan for you

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